Matt Willoughby

Financial Adviser | Life & Health

FSPR: 281165

We recently saved Mary

(57 from Auckland)

27% on her premiums

Are you 55 plus?

You have the potential to save thousands on your life insurance ...

30% plus savings on your current Life Insurance Policies*

Find out how we save our Customers thousands on their Policies.

Some of the Insurers we work with:

Lowest Rates

We negotiate the best possible rates across all the Insurers

& then discount our commission by half!

Fast Easy Quote

Get a quote in your inbox on the same day.

No Pushy sales reps here!

Easy Application

No complicated forms

we come to you or choose our online & email based service.

Registered Financial Advisors

Our team are registered financial advisors

Why choose us?

If you're aged 55 or more you'll have noticed your Insurance Premiums exponentially increasing these last few years...
Chances are you're paying far too much on your Life Insurance premiums.
Keep reading, this will probably be the best news you've read all day.

It's no secret that besides banks, Insurance companies are among the largest & most profitable businesses around.
We think everyone should get a fair deal not just big business.
We pride ourselves on our disruptive model. We reduce our commission and pass the savings on to you!
We have super low overheads and don't waste money on large fancy offices, silly marketing and definitely no pushy sales reps to employ here!
We specialise in Insuring those who usually need it the most yet at a time when Life Insurance normally becomes too expensive to justify!
If you are aged 55+ and already have a Life Insurance Policy in place, typically we can beat it by 20% or more*.
Customers are often surprised at how quick and easy the process is with us. That's because the process is completely Phone, Email & Internet Based.

Frequently Asked Questions

By receiving a quote is there any obligation for me to switch my policies with you?

No. Chances are it will be wise for you to proceed with at least an application assuming there are significant savings involved. Hint, there will be!

Do I need to cancel my old cover?

Please do not cancel any of your old policies until you get the 'Okay' from us! Once your cheaper superior Policy is safely in place, you will hear from us and we will write a letter for you to sign and send off to your old Insurer to then cancel your old cover. We ensure the correct timing between your old and new premiums, so that you don't get double dipped.

How is this a 100% Free service?

Just like traditional Broker's and even online platforms we receive a commission from the Insurer. However through us it is typically 50% less than standard. We exercise the option to reduce our commission which passes these savings on to you.

Can I have more than just Life Insurance?

Depending on your age yes! Many Life Insurance companies stop offering other Insurance types from ages 64-69 depending on the insurer and Insurance type.

What about pre-existing conditions?

Great question! And we take this very seriously. Often with just Life Cover there is no such thing as 'Exclusions' unlike Medical Insurance, Trauma Insurance, Income Protection etc... Instead the Insurer may add 'Loadings' if your health is not deemed standard. Of course you then get the final say to accept Or decline their offer.

There is no harm whatsoever in at least making an application. The worse case is the Insurer will say 'No' and we can try another provider Or you can stick with your current cover.